I keep hearing there are so many different goverment &/ or private (charity) programs for first time home buyers. Also I will like to attend any first time home buyers seminars that they may have in NJ. I will like to get all the info I need before purchasing my 1st home. I live in Elizabeth, NJ. Any info will help.
Do a FHA loan and use the Genesis program. This program allows the seller to pay the 3% down payment AND your closing costs. Total cash you need $0
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